Human Interest

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Human Interest Primarily Serves Small And Medium Sized Businesses In Various Merchant Categories Including Startups, Franchises, Non-profits, Restaurants, Law Firms, Dentists And Doctors Offices. Their Digital Platform Allows Seamless Payroll Integration So Contributions Are Automatically Deducted And Invested For Employee Accounts. Employers Pay Zero Transaction Fees And Low Costs Funds Are Used To Keep Expenses Minimal.

Some Useful Saving Tips Provided On The Human Interest Learning Portal Include Starting Small With Just A 3% Contribution That Can Be Increased Over Time, Taking Advantage Of Employer Matches If Offered, Choosing Diversified Index Funds, Considering Roth Contributions For Young Savers And Traditional Contributions For Those Closer To Retirement. Keywords Like Customize, Seamless, Minimal And Contributions Are Emphasized On The Website And Educational Materials.

Human Interest Customer Support Is Available Monday-Friday 6am To 5pm Pacific Time And 9am To 8pm Eastern Time By Phone At 855-622-7824 Or Online Chat. The Website Is Optimized For All Devices And User-friendly Dashboards Provide Transparency Into Plan Details And Participation Rates.

What Are The Plan Fees?

Human Interest Offers Zero Transaction Fees For Employers And Employees. The Only Costs Are Low Expense Ratio Fund Fees And An Optional Flat Annual Employer Fee Starting At $500.

How Do Contributions Get Invested?

Contributions Are Sent To A Recordkeeper And Automatically Invested Among Options Selected By The Employee From Low-cost Index Funds. Investment Allocation And Changes Can Be Made Online Anytime.

What If I Want To Change Something About The Plan?

Employers Have Full Control Over Customizing Matching Amounts, Vesting Schedules And Other Legal Plan Details Through Their Online Dashboard At No Additional Cost.

How Do Participants Access Their Accounts?

Employees Can Enroll, Manage Contributions, Select Investments And Track Balances 24/7 On Any Device Via A Participant Portal Website Or Mobile App. Paperless Statements Are Also Available.

Is Plan Setup Simple?

Human Interest Handles All Paperwork, Testing And Filings. Enrollment Webinars Guide Employers Step-by-step And Payroll Integration Is Seamless. Most Businesses Are Up And Running Within 2-4 Weeks.

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